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Be vigilant about more charges impacting mortgage cost, including origination expenses or prepayment penalties.?? ????? ??? ???????? ???????? ??? ????? ????? ????? ??????? ????? ???? ?? ????? ??????? ??????? ?????? ???? ?? ???? ??? ????? ?????? ?? ????? ?????????.????? ?????? ?????? ?????? ????????. ???? ??????? ?? ???? ????? ?????? ???????? ?? ???